Family owned and operated since 1979, we’ve been serving California and Bakersfield for over 40 years. Natives to the area we’ve taken great pride in building a company that represents hard working locals. We too, are hard-working locals. Navigating the insurance industry can be a challenge, and we’ve made it our mission to take that challenge head-on for our clients. Working as independent agents we’re able to exhaust every available option and give our clients what is best for them. Our goal is two-fold: The best premiums with the best coverage.

Our History

Garcia & Associates has a long history of offering our clients the most comprehensive coverage at competitive prices. We started our local family run business in 1979, and we’re still going strong today. Our staff has remained constant year and year out because we treat our employees with the same respect we treat our clients. Our underwriting staff has more than 80 years of combined experience. We serve both the individual policy holder and the large business owner. Over the decades we’ve developed close relationships with many of the top insurance carriers and know how to get a customized policy that meets each of our client’s unique needs.

Our Difference

We’re independent. This means we’re not tied to any one insurance carrier. Because of this we can research rates and coverage options from several top insurance companies to find the best policies for you.

We do the shopping and comparing to save you time and money.

Reasons to choose us

You are treated like family and not just another number.

You work with licensed professionals with strong customer and community ties.

You get our undivided attention when you have a claim to file.

We are value hunters who look to find you the best combination of price, coverage, and service.

You don’t have to change agencies as your insurance and service needs change, because we are not beholden to any one company.

We are committed to making you happy – it’s the key to our livelihood.